To be honest, I have never been great at getting bills paid on time, but in the past I've never been late enough to effect my credit, let alone get anything shut off - although sometimes I come close to loosing car insurance.
Well, several months ago I lost my car insurance and didn't get it back for months, Then, although I thought they told me I didn't have to get the car inspected they actually told me I did and I didn't catch the difference for THREE weeks. And my Cobra (Health Insurance from work when you aren't working) has been stopped because my payment was post marked Dec 9th when the grace period stopped on Dec 1st. And I just realized it yesterday.
Last month my cable got cut off because I forgot to pay it. And my cell phone is cut off but as far as I can tell, I have a positive balance on that account. And without Health Insurance I'm in BIG, BIG trouble. Its not a matter of finding free funding for one or two perscriptions, I have 14 each month and only 3 of them can be bought at WalMart for $4.
Everything just seems to be falling apart. Now I'm starting to wonder if I've missed something on Long Term Disability Insurance and I only THINK I haven't heard from them. I feel totally devastated and frightened.
Well, several months ago I lost my car insurance and didn't get it back for months, Then, although I thought they told me I didn't have to get the car inspected they actually told me I did and I didn't catch the difference for THREE weeks. And my Cobra (Health Insurance from work when you aren't working) has been stopped because my payment was post marked Dec 9th when the grace period stopped on Dec 1st. And I just realized it yesterday.
Last month my cable got cut off because I forgot to pay it. And my cell phone is cut off but as far as I can tell, I have a positive balance on that account. And without Health Insurance I'm in BIG, BIG trouble. Its not a matter of finding free funding for one or two perscriptions, I have 14 each month and only 3 of them can be bought at WalMart for $4.
Everything just seems to be falling apart. Now I'm starting to wonder if I've missed something on Long Term Disability Insurance and I only THINK I haven't heard from them. I feel totally devastated and frightened.