Private disability insurance site

1163 Views 5 Replies 4 Participants Last post by Daisy5, Apr 13, 2017

emu

Discussion Starter · Jan 1, 2009

It is no secret that the private disability insurance carriers in the US are denying claims at an alarming rate. They will do whatever they can possibly do to get out of paying a claim.

If you research this on the internet you will find that the disabled people in this country who paid their premiums in good faith are being turned down in epidemic proportions when they become unable to work and turn to their insurance providers.

disabilityinsuranceforums.com is a message board that has some good information about private disability insurance. If you ask questions and search the forums don't forget these forums are hosted by professionals in the insurance business. I think they are UNUM/Provident claims managers. They still offer valuable assistance for those of us pursuing our claims, just be careful what you post.

I have found it to be a valuable tool since my DI company decided thay had paid me enough money and cancelled my claim a while back. I am on my second appeal.

Good luck to all of you going thru this process.

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Daisy5

· #6 · Apr 13, 2017

emu said:
It is no secret that the private disability insurance carriers in the US are denying claims at an alarming rate. They will do whatever they can possibly do to get out of paying a claim.

If you research this on the internet you will find that the disabled people in this country who paid their premiums in good faith are being turned down in epidemic proportions when they become unable to work and turn to their insurance providers.

disabilityinsuranceforums.com is a message board that has some good information about private disability insurance. If you ask questions and search the forums don't forget these forums are hosted by professionals in the insurance business. I think they are UNUM/Provident claims managers. They still offer valuable assistance for those of us pursuing our claims, just be careful what you post.

I have found it to be a valuable tool since my DI company decided thay had paid me enough money and cancelled my claim a while back. I am on my second appeal.

Good luck to all of you going thru this process.

I am finding this also. I have had my policy since the late 80's. I have been denied, so am starting to appeal. They said if I could use my treadmill and do laundry I could still lift 50# , run specialized equipment on patients in an ICU. I can't even remember where the letters are on the keyboard, I can't think how to spell a word. I run into the walls in the hallways at home, I have started leaving the burner on or just forget I am boiling eggs and just walk off. My pcp has been sending paperwork in, I finally took pictures of my rash, receding hairline and mouth sores that according to my first rheumy don't exist and Unum says there is nothing wrong with me. My pcp liked the idea. And whats the worst your Unum contact person calls you up, when you are napping and asks "how are you doing?" You start to tell her and she just says, I'm so sorry do you have any questions.

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