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20 Posts
Hi all -
(Warning: I'm going to rant here!)
Even if we're approved for Social Security disability, there's a 2 year wait to get government health insurance (Medicare).
Helloooo....!!! If you approved me, then you agree I can't work due to illness or disability, and obviously I no longer have company benefits like GROUP HEALTH INSURANCE, right??? So why do I have to wait to be covered under Medicare? Doesn't it follow that sick/disabled people need health care more than ever?
What do we do while we're waiting for 2 years?
Private insurance, with pre-existing conditions, is ridiculously pricey... if they'll even cover you. So it's all about Cobra, which soaks up a huge chunk of the disability check. And may run out before Medicare kicks in.
This is NUTS!! The whole system is out of control.... and many people are (financially) forced to risk it, and cancel their insurance. I know there's Medicaid. But if you have any assets, you're not eligible for it. (Until you go bankrupt from all of this, and lose everything you've worked for all your life).
Too many people are out there right now, going without prescriptions, ignoring symptoms, not seeing a doc....and trying their best to hang on. Who knows how many have lost the battle, all alone.
I've been reading a lot of other posts, & my heart goes out to all of them. It just makes me sick that we have such a screwed up system.
(Okay, I'm done!)
Thanks for listening, and blessings to you all -
Dayle
(Warning: I'm going to rant here!)
Even if we're approved for Social Security disability, there's a 2 year wait to get government health insurance (Medicare).
Helloooo....!!! If you approved me, then you agree I can't work due to illness or disability, and obviously I no longer have company benefits like GROUP HEALTH INSURANCE, right??? So why do I have to wait to be covered under Medicare? Doesn't it follow that sick/disabled people need health care more than ever?
What do we do while we're waiting for 2 years?
Private insurance, with pre-existing conditions, is ridiculously pricey... if they'll even cover you. So it's all about Cobra, which soaks up a huge chunk of the disability check. And may run out before Medicare kicks in.
This is NUTS!! The whole system is out of control.... and many people are (financially) forced to risk it, and cancel their insurance. I know there's Medicaid. But if you have any assets, you're not eligible for it. (Until you go bankrupt from all of this, and lose everything you've worked for all your life).
Too many people are out there right now, going without prescriptions, ignoring symptoms, not seeing a doc....and trying their best to hang on. Who knows how many have lost the battle, all alone.
I've been reading a lot of other posts, & my heart goes out to all of them. It just makes me sick that we have such a screwed up system.
(Okay, I'm done!)
Thanks for listening, and blessings to you all -
Dayle