Hello Karol
First off, each European country has its own system of healthcare.
All the western European countries, the Scandinavian countries, Canada, Australia and New Zealand have some form of socialised health and welfare care.
In the UK this is embodied in our 'NHS', National Health System on which health care is free at the point of delivery to everybody who is normally resident in the UK regardless of whether they are working or not.
For prescription medicines you pay a flat rate per item but they are free to certain groups, such as the over 60's, children, pregnant women and some people on benefits and a few lifelong conditions. The service is paid for by contributions from the working population, and from taxation and from local taxes, especially for local welfare provisions. Local provisions vary very much. They tend to be better in the more prosperous parts of the country with a powerful local and national government electorate.
I am not sure but I think the contribution from earned income in the UK is a obligatory flat rate but in some countries it is based on how much you earn, up to a maximum. Private health care is available too, often through employment and in some European countries, it is the norm for all professional people to also have a private insurance, independent from any their employers might offer.
In every country including the USA you get what you pay for. The higher the contribution rate the more you are entitled to and the better the provisions. I wouldn't be surprised if the UK rate was the lowest in Europe. I haven't lived in Europe for over 12 years now but certainly had the impression that waiting times were far less, probably because the obligatory contributions were much higher than in the UK
In the UK you can mix private and national health care which is why you will notice us so often recommending paying to see a top specialist privately to get answers fast.
Most hospitals have a government imposed target of first consultation within three months maximum and a follow up within two months. What happens after that depends on need, to some extent, luck, and what we call the post code lottery, meaning where you live.
I hadn't realised that at St Thomas' which is one of the world leading lupus centres and the biggest in Europe only two of the consultants and one secretary are paid for from NHS funds. The others are paid by the St. Thomas' Lupus Trust.
All chronic conditions and elective surgery needs are very poorly served and suffer awful waiting times- maybe two years for an epileptic to get a MRI.
In many parts of the USA it is just as hard even with good insurance to get quick appointments and to access the best care because there is a shortage of good GPs and specialists.
In NYC my lupus specialist didn't accept insurance but I could afford to see him privately and he was always available and would fit me in that very day if he was in town and it was an emergency. I even had his beeper number.
By the way, our USA health insurance employee contribution was something like $400, £200 a month. When I had my hernia concerns, non urgent, about 6 years ago I saw my GP the day following my request for an appointment ($10 copay), the surgeon the following week ($30 specialist co pay) and I could choose to have the surgery at any time after ten days wait for blood tests. The day surgery bill was something over $20,000, £10,000, including a couple hours extra time in recovery and some special scalpel at $500, £250. We ourselves paid something like $1000. In the UK it would cost me nothing but I would have to wait until it was urgent.
Cheers
Clare